With all the news of identity theft and hack into financial institutions you might be feeling concerned. The break-in to Capitol One is only the latest in a long line of financial problems. Whether you are or not there are a couple of steps you can take.
- You can get 1 report for free each year from the 3 credit reporting companies (Equifax, Experian, TransUnion). Space out these reports and double check your credit record every four months.
- Freeze your credit reports. Iowans are now allowed to freeze and unfreeze their accounts for free. You have to freeze each of the 3 credit reporting companies separately. You’ll need them unfrozen when you need to use your credit, for instance to open a new credit card or to get a car loan or a mortgage.
Check out these further tips and things to know.